Horse riding life insurance experts

Horse riding life insurance, critical illness cover and income protection specialists

Sports Financial is a top sports life insurance expert and specialises in helping people who take part in hazardous or extreme sports such as horse riding life insurance. If you are a horse rider looking for life insurance, critical illness cover or income protection to provide cover to protect you, your family or your home then our expert advisers can help. There are some factors that can influence underwriters when considering an application for horse riding life insurance so it is important to disclose all material facts when asked and ideally to speak to someone with experience in this area. Personal protection products such as life insurance, critical illness cover and income protection are designed to give you and your loved ones peace of mind whatever happens. Sports financial specialises in working with people who are exposed to additional risks due to the sports or hobbies that they have which can be classed as higher risk by insurance underwriters.

Horse riding and equestrian life insurance

Life insurance for people who ride horses or take part in any form of equestrian activity is usually available and generally will be offered at the insurers standard rates. Horse riding and equestrian life insurance rates will usually depend on several key factors to help underwriters assess your risk, such as: -    Type of horse you ride -    How often you ride horses -    Horse riding activity (e.g. Hacking, eventing, show jumping etc.) -    Level of horse riding (e.g. amateur, recreational or professional) If you have recently or previously applied for horse riding life insurance and either been declined cover or accepted at special terms then you should speak to our experts. We specialise in helping people with hazardous hobbies such as people who ride horses to find life insurance to protect their family, home or business. Get a FREE Life Cover quote

Horse riding and equestrian critical illness cover

Critical illness cover for horse riders is generally available at insurers standard rates and usually fairly straight forward to apply for with very little additional requirements. Horse riding and equestrian critical illness cover is underwritten in much the same way as life insurance and therefore similar questions will be asked about what type of riding you do and what level you ride to. As with other hazardous hobbies and extreme sports, horse riding or equestrian critical illness cover can include an exclusion for total permanent disability (TPD). This exclusion will only usually apply with horse riding critical illness cover where the riding is more frequent or for competitive riding (e.g. eventing, racing or show jumping). You should not consider this as a barrier to getting cover as this is only a very small element to any horse riding or equestrian critical illness policy. There is also a chance that some insurance providers will exclude TPD where as other providers would offer critical illness cover including TPD so it’s worth shopping around and speaking to one of our experts. For more information about horse riding and equestrian critical illness cover contact our team of expert advisers. Get a FREE Critical Illness quote

Horse riding and equestrian income protection

Cover for horse riders wanting income protection is also generally readily available and often with no restrictions, exclusions or premium loadings. Underwriting for horse riding and equestrian income protection will also depend on your accident / injury history as well as any previous musculoskeletal issues. This will determine whether there are any specific types of income protection policies that are not available to you. As with most of these types of sports or hobbies, there is a fairly strong possibility that you may have been involved in some form of accident in the past which can potentially have caused longer term problems. Horse riding income protection underwriting will usually take this in to account to determine which levels of cover are available to you. If you have applied to horse riding or equestrian income protection in the past and experienced problems then you should speak to our team of expert advisers who will be able to help. It is important with hazardous sports such as horse riding to consider income protection due to the increased risks of injury from accidents. Get a FREE Income Protection quote

Private Medical Cover

Cover to help you directly access medical help and advice. Get a FREE quote

Contact us today to discuss your personal needs

  • Cover for horse riders – contact us today to discover the range of options we can offer horse riders
  • Cover for your lifestyle – wherever your occupation or recreation takes you we source the right cover for you
  • Special understanding – because we specialise in hazardous and risky occupations and sports we have built long lasting links with specialist underwriters to obtain the right cover for you
  • Personal service – you will receive a quick response from a personal adviser
  • Peace of mind – we operate to professional standards and are authorised by the Financial Conduct Authority (FCA)
  • Easy application – we have placed people on cover within a couple of hours
  • Specialist sports and occupational knowledge – with almost two decades of experience you can trust us to understand your needs
Because we are not tied to one insurance supplier our bespoke service allows us to compare different options and provide the right policy to suit your needs. Whether you are looking for personal financial security or to provide for your loved ones then we are here to help. Contact us today to obtain your personal commercial diving quote Get a FREE quote Further useful information Critcial Illness Cover vs Income Protection Protecting your finances through ill health Terminal Illness or Critical Illness Cover? Are they the same?What is the difference between the two? Life Insurance - 6 top tips to save you money & improve cover

Contact us now for your life insurance quote or apply online

Contact Us Get Started