Expat Life Insurance

Expat life insurance, critical illness cover and income protection

If you are a British expat looking for life insurance, mortgage protection or critical illness cover then contact Sports Financial Services.

Over many years our core business, Sports Financial Services, has grown to provide cover to many UK and internationally based individuals. 

Life insurance living abroad

There are a wide range of life insurance options for British expats who are interested in providing for a family or paying off a mortgage should an accident (or worse) happen whilst overseas.

We will be happy to answer all your questions or queries in relation to financial cover for your life overseas.

Expat life insurance FAQs

Call us today to discuss common questions, such as:

  • Should I get life insurance before I leave the UK?
  • Can I get expat life insurance whilst I live abroad?
  • Can I get international private medical insurance?
  • Are there any residency restrictions in relation to international life insurance for expats?

Best expat life insurance

Sports Financial Services work hard to ensure expats can access life and health cover, that has previously been subject to restrictions or exclusions.

Popular destinations for British expats

Popular destinations for British expats include:

  • Australia
  • Canada
  • France
  • Germany
  • Italy
  • Japan
  • New Zealand
  • Portugal
  • Singapore
  • South Africa
  • Spain
  • Switzerland
  • United States
  • United Arab Emirates

Life insurance for British expats

If your work takes you overseas, we are happy to discuss your cover in relation to desk based or hazardous occupations.

If you enjoy extreme sporting activities overseas, then Sports Financial Services can also provide protection for a wide range of hazardous sports such as rock climbing, mountaineering, skydiving and scuba diving.

What expats need to know when applying for life insurance and financial protection

As a British expat, when you apply for cover with Sports Financial Services, we will take into consideration a number of factors.

A personal adviser is allocated to your enquiry and will talk you through the specific questions that relate to you and your cover.

Typical life and lifestyle questions may relate to:

  • Your personal lifestyle and health (e.g. smoking, drinking and regular exercise)
  • Your height
  • Your weight
  • Your age
  • Your medical history

Occupational and recreational questions may include:

  • Your occupation
  • Your lifestyle and sporting activities
  • Your international residency location(s)

Current British residency status may be assessed against criteria, such as having:

  • A GBP (£) bank account in the UK
  • A financial liability in the UK (e.g. mortgage on a UK property or a dependant spouse and young children living in the UK)

Finally, questions relating to the amount and duration of cover will be sought, such as:

  • The amount of cover you require (£)
  • The term of the policy you require (years)
  • The type of policy required and any mix of additional cover options

Information, such as that detailed above, will help determine the premium you have to pay.

Best life insurance for expats

Even if you have an existing expat policy in place elsewhere, Sports Financial Services will be happy to hear from you, even if only to provide you with peace of mind that your cover and premiums are comparable with current market products.

We pride ourselves on providing:

  • Personal service and a quick response from a UK based adviser
  • Peace of mind from professionals who are Financial Conduct Authority (FCA) authorised
  • Easy application
  • Experienced life insurance advisers

If you would like to find out more about the key benefits of life insurance, critical illness and health insurance cover for British expats then contact Sports Financial Services today on 0345 565 0935.

Contact us now for your life insurance quote or apply online

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